The 7 best and most affordable cities to raise a family in the US, according to experts

Isabella Chase by Isabella Chase | March 21, 2025, 6:28 am

Finding the perfect place to raise your family is no easy task.

You’re looking for that sweet spot where affordability meets quality of life.

However, wouldn’t it be great if you had a list of cities to start with, all hand-picked by experts for their family-friendly amenities and reasonable cost of living?

Well, you’re in luck! I’ve scoured the research and listened to the professionals, and I’ve got a list that’s sure to give you a head start.

Let’s check out the seven best and most affordable cities to raise a family in the US.

Grab your notepad, because these cities are worth writing down!

1) Madison, Wisconsin

Often overlooked, Madison is a hidden gem in the heartland of America.

It’s a place where affordability doesn’t mean skimping on quality.

With a cost of living that’s below the national average, your dollar stretches further here.

But what makes Madison stand out as a top choice for families are its high-ranking schools and safe neighborhoods.

It’s no surprise that experts consistently recommend it—and let’s not forget about the vibrant community life here!

With numerous parks, family-friendly events, and a charming downtown area, Madison offers a warm and welcoming environment for families.

2) Boise, Idaho

When you think of the best places to raise a family, Boise may not be the first city that pops into your head.

But let me tell you, it’s a city that has a lot to offer.

I remember when my sister moved her family to Boise a few years ago.

She was looking for a place that offered a lower cost of living without sacrificing the quality of education and lifestyle—and Boise checked all those boxes.

She absolutely gushes about the friendliness of the people, the picturesque scenery, and the amazing outdoor recreational activities.

Her kids now have access to some of the best-rated schools in the country, and she couldn’t be happier with her decision.

If you’re in the same boat as my sister was, searching for an affordable city with great schools and a welcoming community, then give Boise some serious thought.

3) Omaha, Nebraska

Omaha might seem like an unexpected choice, but it has consistently ranked high in terms of affordability and family-friendly amenities.

What’s more, Omaha is home to five Fortune 500 companies, including Berkshire Hathaway, Union Pacific Corporation, and Mutual of Omaha.

This provides a strong job market and economic stability for families considering a move here.

The city also boasts a rich cultural scene with music festivals, art galleries, and the renowned Omaha Children’s Museum.

Plus, with a cost of living significantly lower than the national average, your family budget can stretch a lot further in Omaha.

4) Des Moines, Iowa

You might be wondering, Des Moines? Yes, Des Moines!

This midwestern city has a lot to offer families looking for an affordable place to live.

With a lower than average cost of living and a job market that’s thriving, Des Moines is a place where you can build a comfortable life without breaking the bank.

But affordability isn’t its only selling point as the city is known for its top-notch education system, making it an excellent place for children to learn and grow.

Add to this mix, friendly neighborhoods, beautiful parks, and a host of family-friendly activities year-round, and Des Moines becomes an attractive choice for families seeking affordability without compromising on quality of life.

5) Fayetteville, Arkansas

Fayetteville will always hold a special place in my heart.

It’s the city where I had my first job out of college, and I can tell you firsthand—it’s an incredible place to live.

Not only does Fayetteville have a cost of living that’s well below the national average, but it also offers an array of job opportunities, particularly in sectors like healthcare and education.

The city is surrounded by natural beauty, which means hiking, biking, and camping adventures are just a weekend away.

Also, the local schools are highly rated and there’s a strong sense of community here.

Those years in Fayetteville were some of the best of my life—I can attest to its affordability and family-friendly atmosphere!

It’s a city that truly has a lot to offer.

6) Grand Rapids, Michigan

Grand Rapids, often referred to as “Furniture City” due to its rich history in furniture manufacturing, is another great option for families looking for affordability and quality of life.

With a cost of living below the national average and a thriving job market, this city is a great place to stretch your family budget.

The schools here are top-rated and the neighborhoods are safe and friendly.

But it’s not all work and no play in Grand Rapids as the city has a vibrant arts scene with numerous museums and theaters, and it also boasts a stunning 158-acre botanical garden.

If you’re looking for an affordable city that offers both economic stability and a lively cultural scene, Grand Rapids could be just the ticket.

7) Lincoln, Nebraska

Lincoln, the capital city of Nebraska, tops this list as one of the best and most affordable cities to raise a family in the US.

The cost of living here is significantly lower than the national average.

Beyond affordability, Lincoln shines for its high-quality education system and safe, family-friendly neighborhoods.

The city also offers a plethora of recreational activities with over 130 parks and a bustling downtown area filled with shops and restaurants.

But perhaps the most compelling reason to consider Lincoln is its sense of community. The city has a welcoming, small-town feel that makes it great for raising kids.

Simply put, Lincoln offers an outstanding quality of life at an affordable price.

Final thoughts: Home is where the heart is

The quest for the perfect place to raise a family is a journey that goes beyond mere numbers and rankings—it’s about finding a place that makes your heart feel at home.

While affordability is a crucial factor, it’s also about where your family can thrive, where your children can learn and grow, and where you can build lasting memories.

As you ponder over these cities, remember that home is a feeling and that the right city for your family is out there, waiting for you to discover it.

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