9 situations in life where you should never rush into a decision, according to psychology

Isabella Chase by Isabella Chase | March 14, 2025, 2:26 pm

Making quick decisions can sometimes be a good thing, but there are certain situations in life where it’s best to pump the brakes. According to psychology, rushing into a decision can lead to regret and dissatisfaction, especially in these critical areas.

Below you’ll find a rundown of these scenarios – ones that call for patience, thoughtfulness, and measured responses. It’s not about indecision, but about making the best choices for your life…and maybe even for your own peace of mind.

So let’s dive into these nine situations where you should never rush into a decision.

1) Major life changes

Major life changes are the first on our list of situations where you should slow down and take your time.

Big decisions, like moving to a new city, changing careers, or even getting married, can be exciting. But they’re also loaded with potential stressors and unknowns. Rushing into these decisions can lead to regret and dissatisfaction down the line.

I’m reminded of something Sigmund Freud once said, “Most people do not really want freedom, because freedom involves responsibility, and most people are frightened of responsibility.”

It’s a poignant reminder that major decisions bring on significant responsibilities – ones we might not be ready for if we rush into things.

So when it comes to major life changes, remember Freud’s words. Take a moment. Breathe. And give yourself the freedom to think things through before making a decision.

2) Financial commitments

Financial commitments, big or small, are definitely in the “don’t rush” category. We’ve all heard stories of people who’ve made a spur-of-the-moment investment or purchase, only to be filled with regret later.

Let me share a personal example. A few years back, I was tempted to invest in what seemed like a hot new startup. The buzz was infectious, and I was ready to jump in with both feet. Thankfully, I decided to sleep on it and do some more research. As it turned out, the company went under within a year.

Carl Jung once said, “The pendulum of the mind oscillates between sense and nonsense, not between right and wrong.” This highlights how easily we can bounce between rational thought and impulsive decisions – especially when it comes to financial matters.

When you’re faced with a financial decision, remember my story and Jung’s wisdom. Pause, take a step back, and give your mind time to oscillate back towards sense before making your move.

3) Dealing with conflict

Conflict, whether it’s in personal relationships or at work, is another area where rushing can lead to more harm than good.

In the heat of the moment, we’re often driven by emotions rather than rational thinking. This can lead to reactions and decisions that we might regret later.

I remember a time when I was embroiled in a heated argument with a close friend. In the heat of the moment, I considered ending the friendship then-and-there. Thankfully, I took a moment to cool down and think things through. Looking back, I’m grateful I didn’t let anger dictate my decision.

As the renowned psychologist Albert Ellis once said, “The best years of your life are the ones in which you decide your problems are your own. You do not blame them on your mother, the ecology, or the president. You realize that you control your own destiny.”

In conflict situations, it’s crucial to remember this. Don’t rush into a decision when you’re upset or angry. Take time to cool down and take responsibility for your own reactions before making a decision that could have lasting consequences.

4) Health-related decisions

Decisions related to health, whether it’s your own or a loved one’s, should never be rushed. These situations are often charged with emotion and anxiety, which can cloud our judgment.

A few years ago, a family member was diagnosed with a serious health condition. The doctors presented us with several treatment options, each with its own risks and benefits.

It would have been easy to choose the first option presented in our distressed state, but we took the time to research each one thoroughly and consult with other healthcare professionals.

As psychologist Abraham Maslow once noted, “In any given moment we have two options: to step forward into growth or step back into safety.”

When it comes to health decisions, stepping forward into growth often means taking the time to understand all our options before making an informed decision.

5) When you’re feeling excessively optimistic

Believe it or not, times of excessive optimism are moments when you should hit the brakes on decision making. It might seem counterintuitive, but extreme positivity can actually cloud your judgment and lead to overly risky decisions.

Think of those times when you’ve been on a winning streak, everything is going right, and you feel invincible. It’s in these moments that we might gloss over potential pitfalls or ignore the cautionary voices in our heads.

Famed psychologist Daniel Kahneman once said, “We’re generally overconfident in our opinions and our impressions and judgments.” This is especially true in times of high optimism.

So, when everything seems to be going your way and you’re faced with a decision, take a pause. Remember Kahneman’s advice and take off those rose-tinted glasses for a moment to consider all aspects of the decision at hand.

6) Making decisions under duress

Decisions made under pressure or duress can often lead to unfavorable outcomes. Whether it’s a high-stakes negotiation, an emergency situation, or a stressful event, the tension can cloud our judgment and lead us towards hasty conclusions.

Under stress, the best parts of our brain go offline and our more primitive brain takes over. This  encapsulates how our cognitive function can be impaired under intense pressure.

If you find yourself in a high-pressure situation, remember Goleman’s words. Try to take a step back, breathe deeply and give your rational mind the chance to regain control before making any important decisions.

7) Educational choices

Educational choices can have a profound impact on your future, so they should never be made in haste. Whether it’s choosing a major, deciding on a college, or opting for a certain career path, these decisions deserve time and careful consideration.

I remember when I was deciding on my college major. I felt an immense pressure to make a quick decision. But by taking the time to explore my interests, speak with advisors, and reflect on my long-term goals, I was able to choose a path that truly resonated with me.

Psychologist Howard Gardner’s theory of multiple intelligences highlights the fact that we all have different strengths and ways of learning.

He said, “We are all able to know the world through language, logical-mathematical analysis… spatial representation… musical thinking… the use of the body to solve problems or to make things… an understanding of other individuals… and an understanding of ourselves.”

So when you’re faced with an educational decision, consider Gardner’s words. Take your time to understand your own strengths and interests before making a choice that could shape your future.

8) When dealing with loss

The pain and grief that come with loss can be overwhelming. This emotional turmoil can make us vulnerable and lead us to make impulsive decisions we might regret later.

I’ve experienced this firsthand. After the passing of a loved one, I was faced with many decisions about their estate. The grief made it tempting to rush through these decisions just to get them over with.

But I learned that it was essential to take time, seek advice, and consider all options before making any major choices.

Elisabeth Kübler-Ross, a renowned psychiatrist known for her work on the five stages of grief, once said, “The most beautiful people we have known are those who have known defeat, known suffering, known struggle, known loss, and have found their way out of the depths.”

When dealing with loss, remember Kübler-Ross’s words. Give yourself permission to feel your emotions and navigate through the pain before rushing into any major decisions. It’s not an easy journey, but it’s a necessary one for healing and growth.

9) When you’re overly tired or hungry

It may seem strange, but being overly tired or hungry can significantly impact your decision-making skills.

Sleep deprivation and hunger affect our brain’s ability to function optimally, which can lead to impulsive decisions and errors.

Psychologist Matthew Walker, known for his research on sleep, once said, “Sleep is the single most effective thing we can do to reset our brain and body health each day.”

This applies to our decision-making abilities as well.

Next time you’re faced with an important decision but you’re feeling run down or haven’t eaten, remember Walker’s advice. Take care of your basic needs first.

A good night’s sleep or a nutritious meal can provide the energy and clarity needed for making sound decisions.

Final words

While life often seems to demand rapid responses, the wisdom of psychology reminds us that not every decision should be made in haste.

By recognizing when to step back and thoughtfully weigh your options, you’re not only reducing the risk of regret, but also nurturing your long-term well-being.

So, the next time you find yourself at a crossroads, remember: a moment of reflection might be the most valuable decision you ever make.