I watched my best friend’s mind go quietly dim in her mid-60s and my own stay sharp into my 70s — and the difference between us was not genetics or luck but the fact that she retired from everything the day she retired from work, and I never fully understood until then that the mind takes its instructions from the life and not the other way around

Margot Johnson by Margot Johnson | March 6, 2026, 10:21 am

The last time I saw my friend clearly herself was at her retirement party. She stood there, champagne in hand, laughing about how she’d finally escaped the Monday morning alarm clock. Six years later, I sat across from her at lunch while she struggled to remember the name of the restaurant we’d been meeting at monthly for two decades.

The difference between us wasn’t luck. We both had sharp minds in our working years. We both came from families where dementia wasn’t common. But while she treated retirement like a full stop, I treated mine like a comma. And that small punctuation choice changed everything.

The brain believes what you show it

When my friend retired, she didn’t just leave her job. She left her morning crossword, her book club, her volunteer position at the library. She stopped learning Spanish on that app she’d been using. She canceled her newspaper subscription because “what’s the point of keeping up anymore?”

Meanwhile, I was terrified of retirement. After three decades in corporate life, who would I be without my business cards and Monday meetings? That fear saved me. It kept me searching for new purposes, new challenges, new reasons to wake up curious.

The brain, I’ve learned, is remarkably literal. Tell it you’re done growing, and it listens. Tell it there’s nothing left to figure out, and it stops trying. My friend essentially informed her brain that the learning part of life was over. Her brain, ever obedient, began shutting down the machinery.

Retirement is not a surrender

We have this cultural story about retirement being the reward at the end of a long race. Put your feet up. You’ve earned it. But nobody mentions that putting your feet up too long causes your muscles to atrophy. The same thing happens to your mind.

After I retired at 66, I discovered journaling. At first, it felt silly, a grown woman scribbling in notebooks like a teenager. But those pages became my laboratory. I’d write about conversations, dissect my reactions, puzzle through problems. Now I fill a notebook every few months, and each one is proof that my brain is still building new pathways.

My friend, meanwhile, filled her days with television shows she couldn’t quite remember watching. She’d tell me the same stories three times in one lunch. Not because she was forgetful initially, but because nothing new was happening to push the old stories aside.

The myth of the aging brain

We accept mental decline like we accept gray hair, as if it’s just part of the package. But here’s what I know at 73: your brain doesn’t check your birth certificate. It responds to what you demand of it.

When I started writing personal essays after retirement, I thought I’d run out of ideas within a month. Instead, I discovered decades of stories waiting to surface. My first published piece at 69 taught me something crucial: the brain doesn’t have an expiration date for new ventures.

Gene often jokes that I’m sharper now than when we met forty years ago. He’s not entirely wrong. Back then, I could remember every deadline and phone number. Now I might forget where I put my reading glasses, but I can see patterns in behavior I was blind to at 30. I can hold complex ideas in my head and turn them like diamonds, examining every facet.

My friend chose comfort over challenge. She chose familiar over foreign. And her brain, getting the message loud and clear, began powering down the unused sections.

Use it or lose it is not just a saying

The cruelest part is how quiet it happens. There’s no dramatic moment, no clear before and after. Just a gradual dimming, like someone slowly turning down a light switch over months and years.

I noticed it first in her curiosity. She stopped asking follow-up questions. Then in her vocabulary, reaching for simpler words when the precise ones escaped her. Then in her stories, which became loops rather than narratives, the same beats hitting the same notes over and over.

Meanwhile, I was forcing my brain through its paces. Writing demanded I organize thoughts, find the right words, make connections between ideas. Even on days when I’d rather watch TV, I’d make myself write something, anything. A paragraph about the morning light. A memory from childhood. An argument with myself about whether to get a new coffee maker.

Each word was a small weight lifted by my brain, keeping it strong.

The life instructs the mind

The hard truth I’ve learned is this: your mind takes its cues from your life. Live like you’re winding down, and your brain begins its own shutdown sequence. Live like you’re still becoming, and your brain keeps building.

I lost several friendships after retirement when I realized they were based on proximity, not connection. But I also made new ones in my writing group, people who challenged my assumptions and introduced me to ideas I’d never considered. My friend kept her same social circle but stopped bringing anything new to those relationships. The conversations became echoes of previous conversations.

The research backs this up, but I didn’t need studies to see it. I watched it happen in real time. Two women, similar backgrounds, similar genetics, wildly different outcomes. The variable was choice. Daily, small, seemingly insignificant choices about whether to learn that new recipe or just make spaghetti again. Whether to read that challenging book or rewatch a familiar show. Whether to write that difficult paragraph or let the day slide by unmarked.

The path forward is always there

At 73, I’m not naive about aging. My knees remind me daily that I’m not 40. But my mind? My mind feels like it’s just getting started. Every essay I write, every notebook I fill, every new idea I chase down is a message to my brain: we’re not done here.

My friend is still with us, but she’s not really there anymore. In her eagerness to rest, she rested herself right out of her own life. The greatest tragedy isn’t that her mind dimmed. It’s that she chose it, one small surrender at a time.

The mind believes what the life shows it. Show it you’re finished, and it finishes. Show it you’re still growing, and it grows. The choice, terrifying and liberating, is entirely ours.

Margot Johnson

Margot Johnson

Margot explores the realities of aging, family dynamics, and personal growth. Drawing from her years in human resources and her journey through marriage, motherhood, and grandparenting, she offers hard-won wisdom. When Margot isn't writing at her kitchen table, she's tending to her rose garden, walking her border terrier Poppy through the neighbourhood, or teaching her grandchildren the lost art of gin rummy.